Group Health Benefits That Keep Your Team's Doctors Covered
Employees switch jobs less when their new benefits keep their doctor and prescriptions intact. Meet Med Plans checks provider network match before building group health, dental, and vision packages for 2 to 200 employees.
Group Insurance Plans Available for Small Businesses
Group Health Insurance
The cornerstone of any employee benefits package. Group health insurance covers employees and their families under a single policy, with the employer typically contributing a portion of the employee amount. Meet Med Plans compares fully-insured, self-funded, and level-funded group health options from leading carriers to find the best rate-to-coverage ratio for your business size, industry, and employee demographics.
Group Dental Insurance
A group dental plan is one of the most requested employee benefits after health insurance. Group dental plans typically offer lower monthly amounts than individual dental plans due to risk pooling, with employers contributing a monthly amount per employee. Coverage includes preventive, basic restorative, and major dental work — with optional orthodontic coverage for businesses wanting a more competitive benefits package.
Group Vision Insurance
Group vision plans are one of the lowest-cost, highest-perceived-value benefits you can offer. At a low monthly amount per employee, a group vision plan covering annual exams, glasses, and contacts adds genuine value to your compensation package at minimal cost to your business.
Group Life Insurance
Employer-provided group life insurance — typically offered at 1x–2x the employee's annual salary — is a standard component of competitive benefits packages. Monthly amounts are low (especially for younger workforce demographics), and the benefit is powerful: it demonstrates that your company cares about your employees' families.
Group Short-Term & Long-Term Disability
Disability insurance replaces employee income when illness or injury prevents them from working. Short-term disability covers the first 3–6 months; long-term disability takes over from there. Offering disability coverage significantly reduces absenteeism and demonstrates a commitment to employee financial security that competitors often overlook.
Section 125 Cafeteria Plan
A Section 125 Cafeteria Plan allows employees to pay their share of health insurance with pre-tax dollars — reducing their taxable income and your payroll tax liability simultaneously. Meet Med Plans sets up Section 125 plans as part of your group benefits package at no additional charge. Businesses of any size may see payroll tax advantages through this structure.
What Affects Small Business Group Health Rates?
Rates vary widely based on plan level, carrier, employee ages, state regulations, and how many employees participate. Your Meet Med Plans advisor will show you exact rates for every plan available in your area.
The Business Case for Offering Employee Benefits
Reduced turnover cost
The average cost to replace an employee is 50–200% of their annual salary. Benefits are the #1 retention driver. Companies offering health insurance see 25–40% lower voluntary turnover than those that don't.
Tax advantages
Employer health insurance is deductible as a business expense. Employee contributions through a Section 125 plan reduce your payroll tax burden. The math often makes benefits a net-positive financial decision.
Healthier, more productive employees
Employees with health coverage take fewer sick days, address health issues earlier, and return to full productivity faster. The productivity value of a healthy workforce is consistently underestimated.
Competitive differentiation
In tight labor markets, a comprehensive benefits package can be the deciding factor for the best candidates. Meet Med Plans helps small businesses offer packages that compete with much larger companies.
How Does the Setup Process Work for Small Businesses?
- Consultation — Your dedicated Meet Med Plans business specialist gathers information about your workforce, budget, and goals.
- Proposal — We present a custom comparison of 3–5 group plan options across multiple carriers, with detailed breakdowns.
- Employee Enrollment — We handle all employee enrollment communication, paperwork, and onboarding — at no cost to you.
- Ongoing Administration — Meet Med Plans provides year-round support for employee questions, plan changes, life events, and annual renewals.
Ready to see your options?
Answer a few quick questions and a licensed advisor will email your personalized plan options within one business hour. 100% free, no obligation.