Insurance Plans

Every Coverage Type, One Trusted Agency

Browse the plan categories we work with, then talk to a licensed advisor to compare carriers side-by-side for your situation.

Plan Types

Six choices.
One clear answer.

Medicare has more parts and plan letters than any system should. We boiled it down to the six categories that actually matter — pick the one that fits, or let us match you.

MAPDMost popular — 54% of enrollees

Medicare Advantage (Part C)

All-in-one plans that bundle Parts A, B, and usually D — often with extras like dental, vision, and hearing. Many plans are available with no additional monthly amount.

  • Hospital + medical + drugs in one card
  • Extras: dental, vision, hearing, fitness
  • Network-based (HMO/PPO)
  • Annual out-of-pocket maximum
Learn more →
MEDIGAPMaximum flexibility

Medicare Supplement (Medigap)

Pairs with Original Medicare to cover the 20% Medicare doesn't pay. Pick any doctor that accepts Medicare — nationwide, no networks.

  • Use any Medicare doctor in the U.S.
  • Predictable costs, low surprises
  • 10 standardized plans (A–N)
  • Best when paired with a Part D plan
Learn more →
PART D

Prescription Drug Plans

Standalone drug coverage for people on Original Medicare or Medigap. As of 2025, your yearly out-of-pocket spending is capped.

  • Annual out-of-pocket cap
  • Tiered formularies — low-cost generics
  • Pharmacy networks nationwide
  • Optional payment smoothing
Learn more →
ORIGINAL

Original Medicare (A & B)

The federal program: Part A (hospital) and Part B (medical). Use any doctor that accepts Medicare, but plan for the 20% coinsurance.

  • Hospital insurance (Part A)
  • Medical insurance (Part B)
  • No yearly out-of-pocket cap
  • Pair with Medigap + Part D
Learn more →
DVH

Dental, Vision & Hearing

Original Medicare doesn't cover routine dental, vision, or hearing. Add standalone coverage or pick a Medicare Advantage plan that bundles it.

  • Routine cleanings & exams
  • Annual eye exam + lens allowance
  • Hearing exam + aid allowance
  • Bundle or buy standalone
Learn more →
CAREGIVER

Caregiver Resources

Helping a parent pick a plan? Our caregiver toolkit walks you through enrollment windows, prescriptions, doctor lists, and side-by-side comparisons.

  • Enrollment timeline checklist
  • Doctor & drug compatibility check
  • Permission to act on their behalf
  • Family decision worksheet
Learn more →
Plan Comparison

Original Medicare vs.
Advantage vs. Medigap.

Three paths through Medicare. Each one fits a different life. Here's the cheat sheet.

POPULAR
MAPD

Medicare Advantage

Best for most
people new to Medicare

All-in-one. No extra premium in many areas.

  • Hospital + medical + Rx in one plan
  • Extras: dental, vision, hearing
  • Annual out-of-pocket cap
  • Network-based (HMO or PPO)
Compare MA plans
MEDIGAP

Medicare Supplement

Maximum
freedom of choice

Original Medicare + a safety net

  • Any doctor that takes Medicare
  • No networks, no referrals
  • Predictable monthly amount
  • Add a standalone Part D plan
Compare Medigap
PART D

Part D Drug Plan

Annual cap
on out-of-pocket spending

Standalone prescription coverage

  • New 2025 spending limit
  • Tiered formularies
  • Low-cost generics
  • Optional smoothing payments
Compare Part D