Compare Medicare Advantage, Medigap, and Part D plans side by side. We translate the alphabet soup so you can pick coverage with confidence — in minutes, not weeks.
Compare Medicare plans from every major carrier
Medicare has more parts and plan letters than any system should. We boiled it down to the six categories that actually matter — pick the one that fits, or let us match you.
All-in-one plans that bundle Parts A, B, and usually D — often with extras like dental, vision, and hearing. Many plans are available with no additional monthly amount.
Pairs with Original Medicare to cover the 20% Medicare doesn't pay. Pick any doctor that accepts Medicare — nationwide, no networks.
Standalone drug coverage for people on Original Medicare or Medigap. As of 2025, your yearly out-of-pocket spending is capped.
The federal program: Part A (hospital) and Part B (medical). Use any doctor that accepts Medicare, but plan for the 20% coinsurance.
Original Medicare doesn't cover routine dental, vision, or hearing. Add standalone coverage or pick a Medicare Advantage plan that bundles it.
Helping a parent pick a plan? Our caregiver toolkit walks you through enrollment windows, prescriptions, doctor lists, and side-by-side comparisons.
Whether you're turning 65, helping a parent, or rethinking the plan you signed up for years ago — we meet you where you are.
Reviewing your current plan during Annual Enrollment, or wondering if you're paying for coverage you don't use. We'll audit your plan in 10 minutes.
Your Initial Enrollment Period starts 3 months before your 65th birthday. We'll walk you through what to enroll in — and what to skip — before you get penalized.
Leaving an employer plan before Medicare kicks in? We'll bridge the gap and time your Medicare enrollment so you avoid late penalties.
Caregivers researching plans for mom or dad. Get a checklist of their doctors and meds — we'll find a plan that keeps them covered.
We translated the federal Medicare maze into three simple steps. Most people are enrolled the same day.
ZIP code, doctors you want to keep, and prescriptions you take. That's all we need to start matching plans available in your county.
Our licensed agents cross-check your meds and doctors against Medicare Advantage, Medigap, and Part D plans from every major carrier in your area.
Pick the plan that fits and we handle the enrollment paperwork. Coverage starts the first of the following month.
Most Medicare brokers represent a few carriers. We compare them all — and we keep working for you long after you enroll.
We don't push a single plan. We compare every Medicare Advantage, Medigap, and Part D plan available in your county and show you the math.
Carriers compensate us when you enroll. You pay the same monthly amount whether you sign up through us or directly — except you also get an advisor.
Before we recommend a plan, we cross-check your physicians and prescriptions against the plan's network and formulary. No surprises in January.
Medicare plans change every year. Your advisor calls you before Annual Enrollment to make sure your plan still fits — or finds you a better one.
Three paths through Medicare. Each one fits a different life. Here's the cheat sheet.
All-in-one. No extra premium in many areas.
Original Medicare + a safety net
Standalone prescription coverage
Hundreds of Medicare enrollees and caregivers have used Meet Med Plans to pick coverage that actually fits.
“I turned 65 and had no idea where to start. Meet Med Plans walked me through Medicare Advantage versus Medigap in plain English. I found a plan that kept all my doctors and saved me money every month.”
Linda HayesAge 65, Phoenix AZ
“My mom is 78 and needed help comparing Part D plans. They actually checked her 8 medications against every plan in her county. We found one that cut her yearly drug spending significantly.”
Marcus BellCaregiver, Cleveland OH
“I retired at 63 and was terrified of the coverage gap. They timed my Medicare enrollment perfectly so I had zero days uncovered and no late penalties.”
Rosa ChenEarly retiree, San Jose CA
“Every other broker was pushing one carrier. Meet Med Plans laid out every plan available in my county side by side. That kind of honesty is rare.”
James WhitfieldAge 67, Atlanta GA
“I've been on the same Medicare Advantage plan for four years and never thought to review it. Their annual checkup found me a better plan with the same doctors. 10 minute call.”
Patricia O'NeilAge 71, Boston MA
“The Part D out-of-pocket cap rolling out in 2025 was confusing. They explained it in two minutes and showed me how it changed which plan made sense for me.”
Earl RobinsonAge 68, Detroit MI
A few quick questions. A licensed Meet Med Plans advisor or one of our marketing partners will reach out with plan options that match your needs.
We'll tailor your options based on who needs coverage.
The questions our advisors hear every single day — answered without the bureaucratic jargon.
Medicare Advantage (Part C) is an all-in-one private plan that replaces Original Medicare — usually with lower premiums and extras like dental and vision, but you must use the plan's network. Medigap (Medicare Supplement) works alongside Original Medicare to cover the 20% Medicare doesn't pay, letting you use any doctor in the U.S. that accepts Medicare. Medigap has a monthly payment but is more predictable. We'll show you which makes more sense for your doctors and budget.
Most people become eligible at age 65. Your Initial Enrollment Period (IEP) is a 7-month window: the 3 months before your 65th birthday, the month of your birthday, and the 3 months after. Enroll during the first 3 months to have coverage start on the first day of your birthday month. Miss it and you may pay a late enrollment penalty for life.
Starting January 1, 2025, your out-of-pocket spending on covered Part D prescription drugs is capped per year. Once you hit that limit, your plan pays 100% of covered drug costs for the rest of the year. This is a major change from prior years, when there was no cap.
Only if your doctors are in the plan's network. Networks vary by plan and by ZIP code. Before we recommend a plan, we check your current doctors against the plan's directory. If keeping a specific specialist matters more than anything, Medigap is usually the better path — it works with any doctor that accepts Medicare.
Most Medicare Advantage plans (called MAPD plans) already include Part D prescription coverage. If yours does, do not enroll in a separate Part D plan — it will trigger automatic disenrollment from your MA plan. If you have Original Medicare or a Medigap plan, you'll likely want a standalone Part D plan.
Medicare's Annual Enrollment Period (AEP) runs October 15 – December 7 every year — this is when anyone on Medicare can change plans. The Medicare Advantage Open Enrollment Period (Jan 1 – March 31) lets people already on a MA plan switch to a different MA plan or back to Original Medicare. Other times you can change plans include a Special Enrollment Period triggered by moving, losing employer coverage, or other life events.
Medicare costs vary based on your income, the plan type you choose, and where you live. Part A is premium-free for most people. Part B has a standard monthly amount set by the federal government each year. Medicare Advantage plans often have no additional monthly amount beyond Part B. Medigap and Part D plan amounts vary depending on plan letter, age, and state. Your Meet Med Plans advisor will explain the exact amounts for each plan available in your area.
Yes. The Part B late enrollment penalty increases your monthly amount for every 12 months you delayed enrollment when you were eligible — and it lasts as long as you have Medicare. The Part D late enrollment penalty is applied for each month you went without creditable drug coverage. We'll help you avoid both.
Yes — during Annual Enrollment (Oct 15 – Dec 7), you can change Medicare Advantage plans, switch from MA to Original Medicare (or vice versa), or change Part D plans. Medigap is different: outside your initial 6-month Medigap enrollment window, carriers can use medical underwriting to deny you or charge more, depending on your state.
Yes. Our service is free to you. Carriers pay us when you enroll in a plan — the same regardless of which carrier you pick — so our advice is unbiased. You'll pay the same amount whether you enroll through Meet Med Plans or directly with the carrier.
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